Loan Modification

Restructure Your Mortgage with Loan Modification

Help from Ralph W. Gorrell, Attorney At Law

 

If you have been struggling with mortgage payments, you are not alone. In today’s economy many are having a hard time making ends meet, and paying a high monthly mortgage doesn’t help.

Loan modification can help you to renegotiate your monthly payments to the bank and modify your payment structure to make it more affordable. But if you’re considering renegotiating you will need a qualified loan modification attorney to help you through the process.

Negotiation with banks can often be a haranguing and difficult process. That is why it helps to have a qualified loan modification attorney alongside you every step of the way. At Ralph W. Gorrell, Attorney At Law, we’re top-notch on loan modification law. Attorney Gorrell helped countless homeowners negotiate with banks and get loan modification help they need.

Ralph W. Gorrell, Attorney At Law has the tools and experience to get you the best monthly rate on your mortgage. Ultimately this can save your home from banks. We understand what is at stake for you and your family and will work tirelessly to ensure that that you receive a fair rate on your mortgage.

If you need help negotiating a loan modification, trust the attorneys at Ralph W. Gorrell, Attorney At Law!

To schedule a free consultation with a loan modification attorney, please call us today!

Please review our site and see what we may be able to offer you.

Feel free to Call us at (336) 379-9416

This site and its information is not legal advice, nor is it intended to be.      Contacting us does not create an attorney-client relationship.   Get in touch by electronic mail, letters or phone calls.   Do NOT send any confidential information to us until an attorney-client relationship is established. Information on this website is for general information purposes only.   Nothing on this or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation.

Information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship. Consult an attorney for advice about your individual situation.

Foreclosure Consulting

At Ralph W. Gorrell, Attorney At Law, we understand the hardships families face when faced with the uncertain future foreclosures present, but more importantly we know how to stop foreclosures.

Our mission is to help you get a fresh start by stopping the foreclosure process permanently and even keep it off your credit report! How do we accomplish this? By following a proven, step-by-step procedure that serves to rescue mortgages through negotiation with the lender. We work with lenders around the world on a daily basis and know the best strategies to help prevent foreclosure.

When it comes to foreclosure law, we know every single defense and loophole, including the intricacies of refinancing, payment forgiveness, and loan modification.

With a team of top legal professionals on our side, we have the tools to leverage these tactics to create a plan that is unique to your particular situation.

We can help you stop foreclosure no matter how dire your situation is, but the sooner you act, the better. The longer you put off getting help, the harder it will be for us to help you bring your loan current. Let Ralph W. Gorrell, Attorney At Law give you the peace of mind you need to get your mortgage, and your life, back on track.

We believe in the importance of fully educating our clients on foreclosure matters, which is why we are proud to offer free consultations. To receive a free consultation or any other information, please contact us today.

Please review our site and see what we may be able to offer you.

Feel free to Call us at (336) 379-9416

[box] This site and its information is not legal advice, nor is it intended to be. Contacting us does not create an attorney-client relationship. Get in touch by electronic mail, letters or phone calls. Do NOT send any confidential information to us until an attorney-client relationship is established. Information on this website is for general information purposes only. Nothing on this or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. Information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship. Consult an attorney for advice about your individual situation.[/box]

Debt Relief

Debt Relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth.

If you are facing foreclosure, lawsuits, liens, repossession or wage garnishment, a qualified debt relief lawyer can help find the best option to help eliminate debt immediately.  An experienced debt relief lawyer can provide you with the quality legal advice and representation you need to navigate through actions such as debt negotiation, debt consolidation, credit card debt relief, bankruptcy filing and/or foreclosure proceedings.

Call us to get the answers you need to choose the right solution for your financial future.  We employ all legal means available to stop harassing phone calls and letters.  We’re here to help.

Please review our site and see what we may be able to offer you.
Feel free to Call us at (336) 379-9416.

 

 This site and its information is not legal advice, nor is it intended to be. Contacting us does not create an attorney-client relationship. Get in touch by electronic mail, letters or phone calls. Do NOT send any confidential information to us until an attorney-client relationship is established. Information on this website is for general information purposes only. Nothing on this or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. Information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship. Consult an attorney for advice about your individual situation.

Chapter 7 Bankruptcy

Don’t Let Debt Defeat You: Chapter 7 Bankruptcy Can Provide a Fresh Start

If you’re plagued by debt, filing Chapter 7 bankruptcy may be the most effective way to protect yourself from creditor harassment and start afresh.

Ralph W. Gorrell, Attorney At Law is a licensed bankruptcy attorney ready to help you file for Chapter 7 and make the phone calls stop. We’ve helped numerous clients absolve themselves of debt and can do the same for you. Some advantages to filing Chapter 7 with Ralph W. Gorrell, Attorney At Law include:

  • Help analyzing your debt
  • Determining your property exemptions
  • Assuring your eligibility for Chapter 7
  • Reaffirming your secured debts
  • Assistance filing all the necessary Chapter 7 forms

Beyond guiding you through the Chapter 7 process, Ralph W. Gorrell, Attorney At Law will instruct you as to the best course of action. Chapter 7 isn’t for everyone, and there are numerous factors to consider. No matter your situation, you can always trust Ralph W. Gorrell, Attorney At Law to provide honest legal counsel that helps with your debt.

Don’t Let Debt Ruin Your Life; Get Your Debt Absolved With the Help of Ralph W. Gorrell, Attorney At Law.

To schedule a free consultation please call us today!

Please review our site and see what we may be able to offer you.
Feel free to Call us at (336) 379-9416.

 

[box type=”info”] This site and its information is not legal advice, nor is it intended to be. Contacting us does not create an attorney-client relationship. Get in touch by electronic mail, letters or phone calls. Do NOT send any confidential information to us until an attorney-client relationship is established. Information on this website is for general information purposes only. Nothing on this or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. Information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship. Consult an attorney for advice about your individual situation.[/box]

Chapter 13 Bankruptcy

Can Chapter 13 Bankruptcy Help Clear Your Debt?

When you are deeply in debt climbing your way out seems impossible. You want to pay back what you owe, but mounting financial pressures and the cost of ordinary living make paying off debts seem a far away dream.

In these cases Filing for Chapter 13 bankruptcy can be the extra boost you need to start paying back debts and restore your good credit.

Ralph W. Gorrell, Attorney At Law takes pride in helping individuals file for Chapter 13 bankruptcy and establish viable repayment plans for debts. As a qualified bankruptcy attorney and Chapter 13 attorney, Ralph W. Gorrell, Attorney At Law has helped numerous debtors recover from their debt and return to living financially healthy lives.

We will help you with all the particulars and paperwork involved in establishing Chapter 13, including:

  • Analyzing your debt
  • Determine eligibility and gauge your income
  • Establish your property end exemptions
  • Complete and file all forms
  • Represent you at hearings and help negotiate a payment plan with creditors

Beyond guiding you through the Chapter 13 process, Ralph W. Gorrell, Attorney At Law will instruct you as to the best course of action. Chapter 13 isn’t for everyone, and there are numerous factors to consider. No matter your situation, you can always trust Ralph W. Gorrell, Attorney At Law to provide honest legal counsel that helps with your debt.

Start Paying Back Your Debt With the Help of Ralph W. Gorrell, Attorney At Law!

To schedule a free consultation, please call Ralph W. Gorrell, Attorney At Law today!

Please review our site and see what we may be able to offer you.
Feel free to Call us at (336) 379-9416.

 

[box type=”info”] This site and its information is not legal advice, nor is it intended to be. Contacting us does not create an attorney-client relationship. Get in touch by electronic mail, letters or phone calls. Do NOT send any confidential information to us until an attorney-client relationship is established. Information on this website is for general information purposes only. Nothing on this or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. Information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship. Consult an attorney for advice about your individual situation.[/box]

Bankruptcy

A business or an individual can declare bankruptcy once they have ascertained that it has become impossible to pay off one’s creditors. It can give you a chance to start over from a financial point of view, as most of debts are relieved after bankruptcy as been filed.

Chapter 7, or liquidation bankruptcy, means that your “estate” is sold in order to pay off your creditors.  (selling your assets)

A reorganization bankruptcy can also involve the selling of assets, but more often than not you can retain a majority of your assets while your creditors’ needs are assessed. Reorganization bankruptcies can be filed under the following guidelines:

Chapter 9 – municipalities

Chapter 11 – businesses and individuals with many assets

Chapter 12 – farmers, fisherman

Chapter 13 – individuals with steady income

Chapter 15 – international cases

Contact us today to learn more about your options under the current bankruptcy laws.

Ralph W. Gorrell, Attorney At Law is here to help.  Please review our site and see what we may be able to offer you.  Feel free to Call us at (336) 379-9416.

 

[box type=”info”] Information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship. Consult an attorney for advice about your individual situation.This site and its information is not legal advice, nor is it intended to be. Get in touch by electronic mail, letters or phone calls. Contacting us does not create an attorney-client relationship. Do NOT send any confidential information to us until an attorney-client relationship is established. Information on this website is for general information purposes only. Nothing on this or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. [/box]